Terms of Service
Effective Date: October 2026 • MyRents.ca ("MyRents", "we", "us", or the "Service")
1. Acceptance of Terms & Mutual Consideration
By accessing, browsing, registering an account with, or utilizing any feature of https://myrents.ca (the "Platform" or "Service"), you enter into a legally binding contract with MyRents.ca and agree to comply with and be bound by these Terms of Service ("Terms").
Recital of Legal Consideration: In consideration of MyRents granting you access to and use of the Service without monetary subscription charges, and in consideration of your agreement to abide by these Terms, your provision of routing configuration, and the mutual covenants and warranties set forth herein, the receipt and legal sufficiency of which consideration are hereby irrevocably acknowledged by both parties, you agree to these Terms. If you do not agree to these Terms, you may not access or use the Service.
2. Non-Custodial Administrative Utility & Banking Disclaimer
MyRents is an automated administrative record-keeping and ledger synchronization software utility. MyRents is NOT a chartered bank, financial institution, trust company, money services business (MSB), money transmitter, or escrow agent.
- MyRents does not receive, hold, touch, custody, transfer, or settle tenant funds or rental payments.
- All payments occur strictly peer-to-peer or financial-institution-to-financial-institution between the tenant and the landlord via Interac® e-Transfer, Pre-Authorized Debit (PAD), cheque, or cash.
- MyRents does not request, collect, store, or have access to your online banking credentials, two-factor authentication codes, or financial account passwords.
- The Service operates strictly by parsing unencrypted, standard email notification summaries forwarded by you to a dedicated system routing address.
3. Disclaimer of Legal, Accounting, and Tenancy Tribunal Advice
CRITICAL NOTICE FOR RESIDENTIAL LANDLORDS AND PROPERTY MANAGERS:
MyRents does not provide legal advice, certified accounting, tax advice, or official rent audit certifications. The calculations, statuses (including but not limited to "Paid", "Partial", "Pending", "Overdue", and "Arrears"), and ledger summaries displayed on the Service are generated automatically for administrative organizational assistance only.
Independent Verification Required: You, as the landlord, property manager, or authorized owner, bear sole and absolute legal responsibility for independently cross-referencing all bank transactions, deposit dates, and payment amounts against your official financial institution statements before taking any tenancy enforcement actions. This includes, without limitation:
- Serving statutory legal eviction notices under provincial legislation (including Form N4 — Notice to End your Tenancy for Non-payment of Rent under the Ontario Residential Tenancies Act, 2006, or equivalent notices before the BC Residential Tenancy Branch (RTB), Alberta RTDRS, or other provincial boards).
- Filing dispute applications, notice hearings, or rent arrears claims before any court, tribunal, or dispute resolution body.
- Reporting credit arrears or late payments to credit bureaus or tenancy registry databases.
Under no circumstances shall MyRents or its operators be held liable for any dismissed tribunal applications, defective statutory notices, tenant counterclaims, legal fees, administrative penalties, or lost rental income arising out of your reliance on ledger summaries or parsing calculations.
4. Tenant Personal Data & Landlord Privacy Warranties (PIPEDA)
As a Canadian platform with Canadian data residency, MyRents complies with the federal Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable substantially similar provincial privacy statutes.
In your capacity as a landlord or property manager, you act as the primary Data Custodian / Controller of your tenants' personal information (including tenant legal names, unit numbers, rental amounts, phone numbers, email addresses, and banking sender aliases). By inputting, importing, or causing tenant data to be transmitted to MyRents, you expressly represent and warrant that:
- You have collected, used, and disclosed tenant personal information in strict compliance with PIPEDA and provincial residential privacy standards.
- You have obtained all legally requisite consents from tenants (or rely on applicable statutory collection authorities) to store and process their tenancy records and banking transfer aliases on third-party cloud infrastructure within Canada for rent reconciliation purposes.
- You will not upload or transmit sensitive identity documents (such as Social Insurance Numbers, government photo IDs, or full banking account numbers) to the Service.
You agree to indemnify, defend, and hold harmless MyRents.ca and its operators from and against any third-party regulatory inquiries, tenant privacy complaints, or legal claims resulting from your failure to obtain required consents or comply with applicable privacy laws.
5. Email Forwarding Usage & Parsing Delivery Fragility
Upon account initialization, you are assigned a dedicated email routing address (e.g., mr-usr_xxxx@myrents.ca) strictly intended for forwarding automated Interac e-Transfer autodeposit confirmation notices dispatched by supported Canadian financial institutions.
Acknowledgment of Inbound Fragility: You expressly acknowledge that:
- Email delivery depends on upstream email service providers (e.g., Google Workspace, Microsoft Outlook, iCloud) and public Internet transit protocols. Forwarded emails may experience delivery latency, filtering, or dropped connections outside of MyRents' control.
- Financial institutions periodically alter their automated notification templates, layouts, or sender domains without notice. Such modifications may temporarily impede automated regex extraction, requiring manual suite linking.
- Transfers with non-standard banking sender names or ambiguous transaction memos may require manual ledger attribution by you in the Inbound Logs feed.
You agree not to forward spam, marketing blasts, commercial newsletters, malicious scripts, or non-banking communications to your routing address. We reserve the right to discard non-Interac emails and throttle routing accounts that abuse parsing resources.
6. Intellectual Property & Permitted Use
The Platform, including but not limited to its user interface designs, visual layouts, logos, mathematical ledger algorithms, 7-day cycle attribution mechanisms, and underlying source code, is the exclusive proprietary property of MyRents.ca and is protected by Canadian and international copyright, trademark, and trade secret laws.
Subject to your ongoing compliance with these Terms, MyRents grants you a limited, revocable, non-exclusive, non-transferable license to access and use the Platform solely for your internal property management and rental ledger reconciliation activities. You shall not reverse-engineer, decompile, scrape, copy, or distribute any part of the Service without our express written consent.
7. "As-Is" Service Availability & Free Tier Modifications
THE PLATFORM IS PROVIDED STRICTLY ON AN "AS-IS" AND "AS-AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, UPTIME, ACCURACY, OR UNINTERRUPTED AVAILABILITY.
Because MyRents is made available to you without mandatory subscription fees, we do not provide a Service Level Agreement (SLA). We reserve the absolute operational right to:
- Perform routine maintenance, deploy software enhancements, or temporarily pause ingestion pipelines without prior notice.
- Establish or modify account usage caps (such as maximum active suites, historical leases, or monthly email parsing volumes).
- Introduce optional premium paid tiers or transition specific features to paid plans in the future upon reasonable advance notification.
8. Limitation of Liability & Enforceable Nominal Cap
TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE CANADIAN LAW, IN NO EVENT SHALL MYRENTS.CA, ITS FOUNDERS, OPERATORS, OFFICERS, DIRECTORS, AFFILIATES, OR INFRASTRUCTURE SUBCONTRACTORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES WHATSOEVER.
This includes, without limitation, damages for lost rental revenue, uncollected rent arrears, legal costs, tribunal application fees, eviction delays, business interruption, data loss, or system downtime, regardless of whether such liability is asserted under contract, tort (including negligence), strict liability, or any other legal theory, and even if advised of the possibility of such damages.
NOMINAL AGGREGATE LIABILITY FLOOR: In recognition of the free nature of the Service and to maintain mutual contractual enforceability under Canadian jurisprudence, our total aggregate liability arising out of or related to your use of the Platform or these Terms shall under no circumstances exceed the greater of:
- (a) The total monetary fees paid by you to MyRents.ca in the twelve (12) months immediately preceding the event giving rise to liability; or
- (b) Fifty Canadian Dollars ($50.00 CAD).
9. Account Termination & Right to Erasure
You may terminate your account at any time directly through the dashboard by opening Settings → Delete Account.
In strict accordance with Canadian privacy regulations and PIPEDA standards, executing an account deletion triggers an immediate, permanent cascading purge across all Canadian database clusters, deleting your authentication credentials, landlord profile, registered properties, tenant suite files, payment ledgers, and inbound email logs. This operation is immediate and irreversible.
We reserve the right to immediately suspend, restrict, or terminate access for any account found to be in breach of these Terms, engaging in abusive email transmission, or attempting unauthorized system intrusion.
10. Governing Law, Exclusive Forum & Dispute Resolution
These Terms, their interpretation, and any disputes arising out of or relating to your use of the Platform shall be governed by, construed, and enforced in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without giving effect to any principles of conflicts of law.
You irrevocably attorn and submit to the exclusive territorial jurisdiction of the courts of competent jurisdiction located in the City of Toronto, Ontario, Canada for the resolution of any legal proceedings arising out of these Terms. To the maximum extent permitted under applicable law, you waive any right to participate as a plaintiff or class member in any class action, collective proceeding, or representative action against MyRents.ca.
support@myrents.ca